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Post Charge-Off Collections

A Proven Model for Maximizing Recovery

Advanced Recovery Solutions for Charged-Off Accounts

When accounts go unpaid and age beyond internal efforts, Capital Review Management delivers the experience, systems, and compliance infrastructure needed to convert them into revenue — while protecting your brand reputation every step of the way.

Advanced Recovery Solutions

When accounts go unpaid and age beyond internal efforts, Capital Review Management delivers the experience, systems, and compliance infrastructure needed to convert them into revenue — while protecting your brand reputation every step of the way. Our post charge-off collections are powered by advanced analytics, multichannel communication, and fully compliant protocols.

Strategic Recovery Systems (CRM-3.1)

1

Maxify CRM analytics (CRM-2.1) and omnichannel communication power every recovery effort — converting aged accounts into revenue.

2

Fully compliant protocols per CRM-1.1 protect your brand reputation — Mini-Miranda disclosure (CRM-2.2) on every contact from first touch to final resolution.

3

Experienced team trained per CRM-6.4 with 85% minimum pass scores across regulated industries including financial services, healthcare, and utilities.

Omnichannel Contact Strategy (CRM-2.1)

1

Voice, SMS, email, and mail via Maxify CRM (CRM-2.1) — each channel tailored to consumer behavior with 7-in-7 call rules (CRM-1.3).

2

Data-driven workflows: segmentation, scoring, and behavioral tracking with real-time portfolio dashboards guide every outreach decision.

3

All agents trained per CRM-6.4 "resolution over collection" mindset — minimum 5 calls per specialist QA-reviewed monthly.

Omnichannel Contact Tools

Voice, SMS, email, and mail — tailored to consumer behavior and channel preference. Every decision is backed by data: segmentation, scoring, and behavioral tracking guide our workflows to optimize recovery. We train all agents to handle post-charge-off consumers with empathy, clarity, and professionalism.

Compliance-First Process

FDCPA, FCRA, TCPA, GLBA, HIPAA — our internal legal oversight ensures full regulatory alignment at every stage. Whether you're a financial institution, healthcare provider, utility, or commercial business, our approach is designed to reduce friction and increase resolution — fast.

Regulatory Compliance (CRM-1.1)

1

FDCPA, FCRA, TCPA, GLBA, HIPAA compliance per CRM-1.1 — all calls recorded with 3-year retention (CRM-2.6) and full audit trails.

2

State-specific compliance matrices (CRM-9.x) maintained with 60-day renewal lead times across every required jurisdiction.

3

AES-256 encryption at rest, TLS 1.2+ in transit (CRM-4.1), and PCI DSS tokenization (CRM-3.8) ensure data protection at every stage.

Measurable Performance (CRM-3.1)

1

Superior recovery rates with standing settlement parameters (CRM-3.5) and 60-day unverified account return policies (CRM-3.3).

2

Every account represents a relationship that can be restored — our "resolution over collection" approach (CRM-6.4) reflects industry leadership.

3

Real-time Maxify CRM reporting and performance tracking give you full visibility into recovery progress and outcomes.

Proven Results

Our post charge-off collection programs consistently deliver superior recovery rates while maintaining the highest standards of compliance and customer service. We understand that every account represents a relationship that can be restored. With decades of results in regulated industries, we've developed a refined, effective approach.

High-Impact Recovery for Delinquent Accounts

Our post charge-off collection programs consistently deliver superior recovery rates while maintaining the highest standards of compliance and customer service. We understand that every account represents a relationship that can be restored.

Ready to maximize your recovery rates?

Contact Us Today