We do not sell your personal information — all data handled per PHI/privacy safeguards and used solely for legitimate debt collection operations under FDCPA compliance.

Information shared only with vetted affiliates and service providers under our standards — all transfers encrypted with encryption in transit.

Disclosure occurs only when required by law, regulation, or legal process — all disclosures documented with full audit trails and state-specific compliance matrices.

Mobile numbers, text messaging opt-in data, and consent information are never shared, transferred, or sold — protected under TCPA consent framework with retention per our schedule.

Text communications governed by documented policy protocols with immediate STOP processing and all SMS records maintained in our CRM with full audit trails.

AI-assisted text interactions comply with our disclosure requirements — AI communications sampled and reviewed for quality assurance.

California residents have the right to know what personal information is collected, used, and disclosed — Capital Review does not sell consumer data under our privacy safeguards.

Request deletion, opt out of data sales (we do not sell data), and access data in portable format — all requests logged in our CRM with retention per our schedule.

All California privacy rights requests responded to within statutory timeframes under our regulatory standards with state-specific compliance matrices applied.